EMI Calculator – Home, Car & Personal Loan

Calculate your monthly loan EMI, total interest and total payment.

Loan amount (₹)Interest rate (% per year)Tenure (years)

How EMI is calculated

EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1). A longer tenure lowers the EMI but increases total interest. Read our guide: how to reduce home loan interest.

Results are estimates for information only and not financial advice.